Protection of livelihood
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We are your reliable partner for comprehensive protection of your livelihood.
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Choosing a life insurance policy requires specialized knowledge and thorough analysis to ensure that all relevant factors are adequately considered. An insurance professional ensures that the policy meets the individual needs and risks of the insured. In this context, specific advantages of life insurance can be beneficial:
- Comprehensive protection: Income protection insurance offers comprehensive protection in the event of illness, accident, or disability. It ensures that the insured remains financially secure even during challenging times.
- Customized adaptation: An insurance expert will assist you in tailoring your insurance policy to your individual needs. This includes selecting the appropriate coverage amount, considering individual risk factors, and determining the policy term.
- Flexible design optionsDepending on individual needs, income protection insurance can include various benefits such as accident insurance, disability insurance, or survivor's benefits. An insurance expert can advise on the different options and assist in selecting the appropriate components.
- Early protectionEarly protection through the purchase of income protection insurance is extremely advisable. An insurance expert recognizes the importance of early protection and helps to plan for your long-term financial future.
- Professional expertiseAn insurance expert possesses in-depth specialist knowledge and many years of experience in the insurance industry. They can compare different offers on the market, review terms and conditions, and provide personalized recommendations.
By relying on the expertise of an insurance professional, you can ensure that your income protection insurance is optimally tailored to your needs and offers long-lasting, reliable protection.
The importance of carefully selecting a
Income protection insurance, such as a
Disability insurance, for optimal coverage
Securing one's livelihood
It is important to protect your livelihood in the event of prolonged or permanent disability. Therefore, we would like to give you some important recommendations on how to increase your pension benefits and maintain your standard of living.
A recommended step is to Contribution dynamics. This option increases your contribution by an agreed percentage each year, and your pension also grows automatically. This ensures a continuous adjustment of your pension benefits to rising living costs.
Furthermore, we would like to draw your attention to the Contract extension Please note: If the retirement age is raised, you can extend the term of your insurance policy. This way, you are optimally protected even in advanced age and can maintain your standard of living.
A little-known but extremely useful option is the guaranteed insurability option. This allows you to increase your pension in the event of certain life events such as birth, marriage, or career changes., without further health checks This flexibility allows you to adapt your insurance coverage to your current life situation.
As your insurance broker, we are at your service with our Expertise and experience Go to the side. We'll help you understand the different options and find the best disability insurance for your needs. personal needs to choose. Don't hesitate to contact us to secure your livelihood in the best possible way.
Your contact persons
Your contact persons
Excellent knowledge and extensive expertise for individual livelihood protection
Secure your financial future with our income protection.
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Securing your livelihood is of utmost importance in order to manage financial risks and unexpected events. We offer you a wide range of services in the area of financial security to safeguard your financial future and provide you with peace of mind.
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Disability insurance: Disability insurance is an essential part of protecting your livelihood. It provides you with financial security if you are unable to work due to illness or accident. Our experts will be happy to help you take out the right insurance policy to secure your financial future in the event of disability.
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Term life insurance: Term life insurance is an important safeguard for your family and loved ones. In the event of your death, it ensures that your surviving family members receive financial support. Our experts are here to help you determine the right coverage amount and policy term so that your family is protected in the event of your death.
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Accident insurance: With accident insurance, you protect yourself against the financial consequences of an accident. You receive financial compensation in the event of accidental injury or death. Our experts will help you choose a suitable accident insurance policy that meets your individual needs.
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Sickness benefit insurance: A daily sickness allowance insurance guarantees you a regular income if you become unable to work due to illness. This secures your livelihood and provides financial protection, even if you are temporarily unable to work.
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Basic disability insurance: Basic disability insurance offers protection if you are unable to work due to the loss of certain basic abilities such as seeing, hearing, or walking. We help you choose this important coverage to ensure your financial stability.
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Dread disease insurance: Dread disease insurance pays out a lump sum if you are diagnosed with certain serious illnesses such as cancer, heart attack, or stroke. This helps to ease the financial burden during recovery.
Furthermore, we offer comprehensive advice and support in structuring your financial security. Our experts analyze your individual situation and work with you to develop tailored solutions. Our primary goal is to provide you with security and protection for your financial future.
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Frequently Asked Questions (FAQ)
Disability insurance provides a fixed monthly pension if the insured is unable to work due to health reasons. In contrast, accident insurance offers a financial settlement in the event of an accident, regardless of whether the insured is disabled.
What services are included in the scope of coverage of a health insurance policy?
What is a basic pension (Rürup pension) and how does it work?
The Rürup pension is a private retirement savings plan that receives government subsidies. It is aimed particularly at the self-employed and freelancers. With the Rürup pension, contributions can be claimed as tax deductions, and a lifetime pension can be received in retirement. However, the payouts are subject to income tax.
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