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Signing a real estate agreement at sunset symbolizes new beginnings, homeownership dreams, and life-changing decisions made with hope and confidence in the golden light.

Purchase price allocation when buying real estate: How to optimize your tax depreciation (AfA)

06.03.26
Badent and Klemm
Read more »
3D rendering of a house with blueprints, charts, mortgage application form, budget and calculator

What does a used house actually cost? A realistic cost overview.

06.02.26
Badent and Klemm
Read more »
Real estate transfer tax

Real estate transfer tax when buying property: What buyers should know

02.02.26
Badent and Klemm
Read more »
Concept for residential construction, development.

How to properly prepare for buying land: an overview of the process, costs and risks

08.01.26
Badent and Klemm
Read more »
Business Handshake Outside House Real Estate Negotiation Property Purchase Agreement.

5 key steps to a successful home purchase - what you should really consider

20.11.25
Badent and Klemm
Read more »
Aerial view of real estate business growth graph.

Buying land – well thought out – from costs to value development

13.11.25
Badent and Klemm
Read more »
Elgg, Switzerland. October 30, 2017 ; Swiss house in small town, Switzerland.

This is how much your used house really costs

06.11.25
Badent and Klemm
Read more »
Mortgage loan or home equity loan, financial concept : Tiny model residential house perched atop coin stacks, depicting home loan or borrowing money to purchase a new home for first time homebuyer.

After moving in: These are the costs homeowners will face.

30.10.25
Badent and Klemm
Read more »
auto-generated

Reduce real estate transfer tax - by separately billing land and construction costs

08.10.25
Badent and Klemm
Read more »
一軒家の建築模型と住宅図面と電卓

After moving in: These are the expenses homeowners should expect.

02.10.25
Badent and Klemm
Read more »
maison à la campagne

Buying an old house: Seize the opportunities, keep an eye on the risks

24.09.25
Badent and Klemm
Read more »
Blue United States of America passport on national flag background close up. Tourism and citizenship concept

Retirement planning & investment for US citizens in Germany: Advice instead of a tax trap

18.09.25
Badent and Klemm
US expat in Germany? Understanding PFIC, Form 8621 and FATCA correctly. Individual financial advice for US citizens in the Heidelberg/Weinheim area.
Read more »
Contribution assessment limit - Mobile

The income threshold for compulsory health insurance will rise to 77,400 euros in 2026.

17.09.25
Badent and Klemm
Read more »
auto-generated

Cleverly reduce property transfer tax

16.09.25
Badent and Klemm
Read more »
Property tax assessment

Cleverly reduce property transfer tax - by separately billing the house and land.

12.09.25
Badent and Klemm
Read more »
Property tax assessment

Real estate transfer tax - Important information for property buyers

11.09.25
Badent and Klemm
Read more »
ETF - Exchange Traded Funds; stock market and exchange. Business; trading; investment funds; profit; strategy. 3D illustrations

How safe are ETFs really?

16.06.25
Badent and Klemm
Read more »
Buying a house or renting a mobile home

Renting or buying - is owning your own home really worth it?

10.06.25
Badent and Klemm
Read more »
Private Pension Insurance 03-Mobile

Is a private pension insurance policy worthwhile?

03.06.25
Badent and Klemm
Read more »
sustainable_ETFs-Mobile

Sustainable ETFs

27.05.25
Badent and Klemm
Read more »
Risk profile mobile

Know your risk profile

20.05.25
Badent and Klemm
Read more »
Real Estate - Investment - Mobile

Real estate as an investment

14.05.25
Badent and Klemm
Read more »
Family Mobile

Important insurance policies for families

07.05.25
Badent and Klemm
Read more »
Mobile homes

Important insurance policies for your home

29.04.25
Badent and Klemm
Read more »
Student1-Mobile

Financial planning for students - A successful start to your career

22.04.25
Badent and Klemm
Read more »
Equity-based pension - Mobile

What is meant by a stock-based pension?

08.04.25
Badent and Klemm
Read more »
Stocks Mobile App

Neobrokers in Hesse: Consumers complain about questionable practices

02.04.25
Badent and Klemm
Read more »
ETF Mobile

Amundi is merging two MSCI World ETFs: What does this mean for you?

02.04.25
Badent and Klemm
Read more »
Home insurance mobile

Rising home insurance premiums: How to get the best possible coverage

31.03.25
Badent and Klemm
Read more »
Building society savings contract - Mobile

Is a building society savings contract a good idea? Only in the right combination!

31.03.25
Badent and Klemm
Read more »
PKV10-Mobile

Private health insurance: Sensible or not? It depends on the individual case!

31.03.25
Badent and Klemm
Read more »
Finfluencer Mobile

Financial influencers are not advisors: Significant damage without regulation?

24.03.25
Badent and Klemm
Read more »
AdobeStock_1033028417-Mobile

Health insurance contribution increases: Savings opportunities for 2025

06.01.25
Badent and Klemm
Read more »
Mobile Investment

The magic triangle of investing

10.12.24
Badent and Klemm
Read more »
Private Pension Insurance - Mobile

Tax aspects of private pension insurance: Lump-sum payment or pension payment?

26.11.24
Badent and Klemm
Read more »
Interest Rate Mobile

Benefit today from the improved conditions of the maximum guaranteed interest rate!

15.11.24
Badent and Klemm
Read more »
Investment 1 - Mobile

Conscious Investing: Strategies for Sustainable Investment

12.11.24
Badent and Klemm
Read more »
Retirement planning_2-Mobile

Financial independence in old age - strategies for private retirement planning

31.10.24
Badent and Klemm
Read more »
Mobile phone premium increase

Debeka premium increase 2025 - Important information for civil servants

29.10.24
Badent and Klemm
Read more »
financial balance mobile

The 50-30-20 rule - step by step to financial balance

24.10.24
Badent and Klemm
Read more »
Life insurance mobile

Sparkasse Index Guarantee

02.10.24
Badent and Klemm
Read more »
Efficient Mobile

Comparison of the efficiency of ETFs and actively managed funds

02.10.24
Badent and Klemm
Read more »
Contribution assessment limit - Mobile

Planned increase in contribution assessment limits

18.09.24
Badent and Klemm
Read more »
Private pension mobile

Test report on the Allianz Private Pension Perspective: A financial mathematical analysis

06.09.24
Badent and Klemm
Read more »
Accident insurance for athletes' vehicles

Accident insurance for athletes

09.08.24
Badent and Klemm
Read more »
fund-linked pension vehicles

Withdrawal plan from a unit-linked pension insurance: A smart strategy for retirement

23.07.24
Badent and Klemm
Read more »
Taxation of Pensions - Mobile Phones

Taxation of income from private pension insurance policies

17.07.24
Badent and Klemm
Read more »
prepayment tax mobile

The amount of advance tax for your ETF

17.07.24
Badent and Klemm
Read more »
Investment2-Mobile

The three pillars of success - the magic triangle in investing

02.07.24
Badent and Klemm
Read more »
Investment 1 - Mobile

An overview of the best risk-free investments

02.07.24
Badent and Klemm
Read more »
Basic income insurance - Mobile

Basic skills insurance as an alternative to disability insurance?

02.07.24
Badent and Klemm
Read more »
Retirement savings mobile

Secure optimal retirement provision from age 40 onwards

27.05.24
Badent and Klemm
Read more »
Children's mobiles

Financial provisions for children

27.05.24
Badent and Klemm
Read more »
Fund Mobile

Optimal diversity in investments: Stocks, funds and ETFs compared.

27.05.24
Badent and Klemm
Read more »
Private health insurance vs. statutory health insurance mobile

At what point does private health insurance (PKV) make sense?

27.05.24
Badent and Klemm
Read more »
Savings Mobile

Systematic wealth planning - Successful saving through regular investments

27.05.24
Badent and Klemm
Read more »
Pension gap mobile

How do I calculate and close my pension gap?

23.05.24
Badent and Klemm
Read more »
wealth accumulation mobile

Generali Wealth Accumulation and Security Plan

02.04.24
Badent and Klemm
Read more »
Insurance costs (1) - Mobile

Under pressure from the financial supervisory authority BaFin, Generali is reimbursing customers costs

12.03.24
Badent and Klemm
Read more »
Construction financing

Home financing and its combination with equity funds

19.09.23
Badent and Klemm
Read more »
Taxation of the income portion

Taxation of the income portion of private pension insurance policies

19.09.23
Badent and Klemm
Read more »
Tax advantage

Half-income procedure for private pension insurance

19.09.23
Badent and Klemm
Read more »
Signing a real estate agreement at sunset symbolizes new beginnings, homeownership dreams, and life-changing decisions made with hope and confidence in the golden light.
Purchase price allocation when buying real estate: How to optimize your tax depreciation (AfA)
06.03.26
Badent and Klemm
3D rendering of a house with blueprints, charts, mortgage application form, budget and calculator
What does a used house actually cost? A realistic cost overview.
06.02.26
Badent and Klemm
Real estate transfer tax
Real estate transfer tax when buying property: What buyers should know
02.02.26
Badent and Klemm
Concept for residential construction, development.
How to properly prepare for buying land: an overview of the process, costs and risks
08.01.26
Badent and Klemm
Business Handshake Outside House Real Estate Negotiation Property Purchase Agreement.
5 key steps to a successful home purchase - what you should really consider
20.11.25
Badent and Klemm
Aerial view of real estate business growth graph.
Buying land – well thought out – from costs to value development
13.11.25
Badent and Klemm
Elgg, Switzerland. October 30, 2017 ; Swiss house in small town, Switzerland.
This is how much your used house really costs
06.11.25
Badent and Klemm
Mortgage loan or home equity loan, financial concept : Tiny model residential house perched atop coin stacks, depicting home loan or borrowing money to purchase a new home for first time homebuyer.
After moving in: These are the costs homeowners will face.
30.10.25
Badent and Klemm
auto-generated
Reduce real estate transfer tax - by separately billing land and construction costs
08.10.25
Badent and Klemm
一軒家の建築模型と住宅図面と電卓
After moving in: These are the expenses homeowners should expect.
02.10.25
Badent and Klemm
maison à la campagne
Buying an old house: Seize the opportunities, keep an eye on the risks
24.09.25
Badent and Klemm
Blue United States of America passport on national flag background close up. Tourism and citizenship concept
Retirement planning & investment for US citizens in Germany: Advice instead of a tax trap
18.09.25
Badent and Klemm
US expat in Germany? Understanding PFIC, Form 8621 and FATCA correctly. Individual financial advice for US citizens in the Heidelberg/Weinheim area.
Contribution assessment limit - Mobile
The income threshold for compulsory health insurance will rise to 77,400 euros in 2026.
17.09.25
Badent and Klemm
auto-generated
Cleverly reduce property transfer tax
16.09.25
Badent and Klemm
Property tax assessment
Cleverly reduce property transfer tax - by separately billing the house and land.
12.09.25
Badent and Klemm
Property tax assessment
Real estate transfer tax - Important information for property buyers
11.09.25
Badent and Klemm
ETF - Exchange Traded Funds; stock market and exchange. Business; trading; investment funds; profit; strategy. 3D illustrations
How safe are ETFs really?
16.06.25
Badent and Klemm
Buying a house or renting a mobile home
Renting or buying - is owning your own home really worth it?
10.06.25
Badent and Klemm
Private Pension Insurance 03-Mobile
Is a private pension insurance policy worthwhile?
03.06.25
Badent and Klemm
sustainable_ETFs-Mobile
Sustainable ETFs
27.05.25
Badent and Klemm
Risk profile mobile
Know your risk profile
20.05.25
Badent and Klemm
Real Estate - Investment - Mobile
Real estate as an investment
14.05.25
Badent and Klemm
Family Mobile
Important insurance policies for families
07.05.25
Badent and Klemm
Mobile homes
Important insurance policies for your home
29.04.25
Badent and Klemm
Student1-Mobile
Financial planning for students - A successful start to your career
22.04.25
Badent and Klemm
Equity-based pension - Mobile
What is meant by a stock-based pension?
08.04.25
Badent and Klemm
Stocks Mobile App
Neobrokers in Hesse: Consumers complain about questionable practices
02.04.25
Badent and Klemm
ETF Mobile
Amundi is merging two MSCI World ETFs: What does this mean for you?
02.04.25
Badent and Klemm
Home insurance mobile
Rising home insurance premiums: How to get the best possible coverage
31.03.25
Badent and Klemm
Building society savings contract - Mobile
Is a building society savings contract a good idea? Only in the right combination!
31.03.25
Badent and Klemm
PKV10-Mobile
Private health insurance: Sensible or not? It depends on the individual case!
31.03.25
Badent and Klemm
Finfluencer Mobile
Financial influencers are not advisors: Significant damage without regulation?
24.03.25
Badent and Klemm
AdobeStock_1033028417-Mobile
Health insurance contribution increases: Savings opportunities for 2025
06.01.25
Badent and Klemm
Mobile Investment
The magic triangle of investing
10.12.24
Badent and Klemm
Private Pension Insurance - Mobile
Tax aspects of private pension insurance: Lump-sum payment or pension payment?
26.11.24
Badent and Klemm
Interest Rate Mobile
Benefit today from the improved conditions of the maximum guaranteed interest rate!
15.11.24
Badent and Klemm
Investment 1 - Mobile
Conscious Investing: Strategies for Sustainable Investment
12.11.24
Badent and Klemm
Retirement planning_2-Mobile
Financial independence in old age - strategies for private retirement planning
31.10.24
Badent and Klemm
Mobile phone premium increase
Debeka premium increase 2025 - Important information for civil servants
29.10.24
Badent and Klemm
financial balance mobile
The 50-30-20 rule - step by step to financial balance
24.10.24
Badent and Klemm
Life insurance mobile
Sparkasse Index Guarantee
02.10.24
Badent and Klemm
Efficient Mobile
Comparison of the efficiency of ETFs and actively managed funds
02.10.24
Badent and Klemm
Contribution assessment limit - Mobile
Planned increase in contribution assessment limits
18.09.24
Badent and Klemm
Private pension mobile
Test report on the Allianz Private Pension Perspective: A financial mathematical analysis
06.09.24
Badent and Klemm
Accident insurance for athletes' vehicles
Accident insurance for athletes
09.08.24
Badent and Klemm
fund-linked pension vehicles
Withdrawal plan from a unit-linked pension insurance: A smart strategy for retirement
23.07.24
Badent and Klemm
Taxation of Pensions - Mobile Phones
Taxation of income from private pension insurance policies
17.07.24
Badent and Klemm
prepayment tax mobile
The amount of advance tax for your ETF
17.07.24
Badent and Klemm
Investment2-Mobile
The three pillars of success - the magic triangle in investing
02.07.24
Badent and Klemm
Investment 1 - Mobile
An overview of the best risk-free investments
02.07.24
Badent and Klemm
Basic income insurance - Mobile
Basic skills insurance as an alternative to disability insurance?
02.07.24
Badent and Klemm
Retirement savings mobile
Secure optimal retirement provision from age 40 onwards
27.05.24
Badent and Klemm
Children's mobiles
Financial provisions for children
27.05.24
Badent and Klemm
Fund Mobile
Optimal diversity in investments: Stocks, funds and ETFs compared.
27.05.24
Badent and Klemm
Private health insurance vs. statutory health insurance mobile
At what point does private health insurance (PKV) make sense?
27.05.24
Badent and Klemm
Savings Mobile
Systematic wealth planning - Successful saving through regular investments
27.05.24
Badent and Klemm
Pension gap mobile
How do I calculate and close my pension gap?
23.05.24
Badent and Klemm
wealth accumulation mobile
Generali Wealth Accumulation and Security Plan
02.04.24
Badent and Klemm
Insurance costs (1) - Mobile
Under pressure from the financial supervisory authority BaFin, Generali is reimbursing customers costs
12.03.24
Badent and Klemm
Construction financing
Home financing and its combination with equity funds
19.09.23
Badent and Klemm
Taxation of the income portion
Taxation of the income portion of private pension insurance policies
19.09.23
Badent and Klemm
Tax advantage
Half-income procedure for private pension insurance
19.09.23
Badent and Klemm

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