Badent & Klemm Consulting – Your independent insurance broker for the whole family

About B&K

Digital innovations - Tax-optimized investments - Individual consulting

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Badent & Klemm Consulting We are among the highest-rated digital financial advisors in Germany – confirmed by numerous positive Google reviews. Our aim is to rethink financial advice: transparent, scientifically sound, and consistently focused on consumer protection.

We have focused on Wealth accumulation and Retirement provision We specialize in helping you build long-term financial security and independence. We utilize modern digital processes that allow us to work with you efficiently, flexibly, and regardless of location.

A particular highlight is our free contract checkMany of our customers thereby secure themselves on average €50,000–100,000 more capital for retirement or save over €1,000 per year with insurance companies – without any additional effort.

What else makes us special: We advise exclusively according to clear consumer protection criteria and based on financial science approaches. This way we avoid conflicts of interest and ensure that every recommendation is comprehensible, transparent and tailored to your individual goals.

Our goal is for you not only to make your financial decisions, but also to understand them. With Badent & Klemm Consulting, you gain a partner who creates value, lives by trust, and accompanies you on your path to a financially secure future.

Philipp Badent Panorama-Mobile
Smiling man in a navy polo standing in a bright office hallway with frosted glass panels behind him.
Man in a black polo stands against a glass-paneled office wall, hands in pockets.
Smiling man in a blue shirt stands in an office with glass partitions and overhead lights.
Smiling man in a dark polo shirt stands against a frosted glass office wall with horizontal stripes in the background.
Man in a black polo shirt stands in a modern office with frosted glass panels and ceiling lights.
Philipp Badent Panorama-Mobile
Smiling man in a navy polo standing in a bright office hallway with frosted glass panels behind him.
Man in a black polo stands against a glass-paneled office wall, hands in pockets.
Smiling man in a blue shirt stands in an office with glass partitions and overhead lights.
Smiling man in a dark polo shirt stands against a frosted glass office wall with horizontal stripes in the background.
Man in a black polo shirt stands in a modern office with frosted glass panels and ceiling lights.