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Inpatient supplementary insurance
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Supplementary health insurance in hospital - Worry-free recovery without financial burden
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The advantages of supplemental hospital insurance
- Freedom of choice in doctor selection – you can be treated by a chief physician or a specialist.
- Comfortable accommodation in single or double rooms, or alternatively, you will receive hospital daily allowance.
- Reimbursement of costs for additional services such as special meal options, telephone use, and radio and television equipment.
- Reimbursement of costs for private medical treatments, operations, additional visits and other special services, or alternatively, hospital daily allowance.
- You can easily and conveniently take out supplementary hospital insurance online.
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Insurance
Insurance
Frequently Asked Questions (FAQ)
What is supplementary inpatient insurance?
What is supplementary inpatient insurance?
Inpatient supplemental insurance is a type of health insurance that covers the costs of a hospital stay beyond those covered by statutory health insurance. It offers additional financial security and benefits during a hospital stay.
What are the advantages of supplementary inpatient insurance?
What are the advantages of supplementary inpatient insurance?
The advantages of supplementary inpatient insurance include the free choice of the treating physician, accommodation in single or double rooms, reimbursement of additional costs such as special meals, telephone and more, as well as coverage for private medical treatments and operations.
Who can take out supplementary inpatient insurance?
Who can take out supplementary inpatient insurance?
Generally, everyone who has statutory health insurance in Germany can take out supplementary inpatient insurance. This applies to all age groups.
How much does supplementary inpatient insurance cost?
How much does supplementary inpatient insurance cost?
The cost of supplemental hospital insurance varies depending on the insurance provider, the chosen plan, and personal factors such as age and health. The monthly premium can therefore differ.
Can I freely choose my treating physician?
Can I freely choose my treating physician?
Yes, supplementary inpatient insurance usually allows free choice of the treating physician, including treatment by the head physician or specialists.
Does the supplementary hospital insurance also apply abroad?
Does the supplementary hospital insurance also apply abroad?
This depends on the specific insurance policy. Some supplemental policies also offer coverage abroad, while others are limited to domestic coverage. It is important to review the policy terms and conditions.
Are there waiting periods for benefits under the inpatient supplementary insurance?
Are there waiting periods for benefits under the inpatient supplementary insurance?
Yes, some supplemental hospital insurance policies may have a waiting period before certain benefits can be claimed. This waiting period varies depending on the insurance provider and the specific policy.
Can I cancel or change my supplementary hospital insurance?
Can I cancel or change my supplementary hospital insurance?
Yes, you usually have the right to cancel your supplementary hospital insurance or switch to another provider. However, the cancellation periods and conditions vary from one insurance company to another.
Can I take out supplementary inpatient insurance for my family?
Can I take out supplementary inpatient insurance for my family?
Yes, many insurance companies offer family plans that allow you to include your family in your supplemental hospital insurance. This can be a cost-effective way to provide coverage for all family members.
How do I take out supplementary inpatient insurance?
How do I take out supplementary inpatient insurance?
You can take out supplementary hospital insurance with various insurance providers. This can usually be done online, by phone, or in person at an insurance agency or representative. It is advisable to compare offers and gather information thoroughly before making a decision.
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