Public or private health insurance: When does switching really pay off for you?
Switching to private health insurance is almost always calculated at the wrong time: on a single date when the premium appears lowest. This calculation considers the entire working life: eligibility criteria for 2026, the special increase scheduled for 2027, family life, retirement, and the hurdle to returning to private insurance after age 55. The result is a framework you can use to assess your own situation.
What does a used house actually cost? A realistic cost overview.
How to properly prepare for buying land: an overview of the process, costs and risks
Buying land – well thought out – from costs to value development
After moving in: These are the costs homeowners will face.
After moving in: These are the expenses homeowners should expect.
Retirement planning & investment for US citizens in Germany: Advice instead of a tax trap
US expat in Germany? Understanding PFIC, Form 8621 and FATCA correctly. Individual financial advice for US citizens in the Heidelberg/Weinheim area.
Cleverly reduce property transfer tax
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Real estate transfer tax – Important information for property buyers
Renting or buying – is owning your own home really worth it?
