Schedule an appointment now
address
-
Market Square 9
69469 Weinheim - 0176 20926838
- info@b-k-consulting.com
Opening hours
Mon. – Fri.: 10:00 – 20:00
Hello, my name is Jannis Klemm...
I am an independent insurance, investment, and real estate broker, and together with my team, I serve over 1,000 satisfied clients throughout Germany. Here's why I was recommended to you…
- Contract review with an average savings of €1,500 per year with the same or better performance.
- Tax-optimized ETF savings plans for wealth accumulation and retirement planning (approx. 60% lower tax burden compared to a securities account)
- Guaranteed reimbursement of health insurance contributions up to €800 annually for each customer.
- Access to off-market properties and comprehensive financing comparison
- Digital insurance folder with automatic contract updates once a year
> 1000
Satisfied customers
> €30 million
Trusted client funds
> 2,600
Contract checks
Convince with results
Reviews are very important to us. They provide us with feedback on our daily efforts. We are, of course, especially pleased with 5-star ratings. Clients have the opportunity to rate the firm on Google or other platforms. We do not verify whether a review is from a client before it is published.
Do you already have an advisor or do you handle your insurance and finances yourself? Many of our clients were in the same boat before they discovered our consulting services!
Before learning about our consulting solutions, many of our clients found themselves in exactly this situation. Only through our support were they able to significantly improve their financial situation and achieve their goals more effectively.
Contract check
Here, we were able to save our client couple over €2,000 annually compared to their previous advisor, while simultaneously optimizing the benefits in all their contracts. As a result, their insurance policies not only meet consumer protection criteria, but far exceed them!
Financial mathematics report on a retirement savings contract
The client had already received advice and brought an existing pension insurance policy to our consultation. We were able to show her a better alternative, which will give her over €100,000 more capital available at the start of her retirement! And that's despite the fact that the previous contract had already been running for several years.
Digital document management and automatic contract updates
Our customers can use our free "simplr" contract app to view current and expired contracts at any time. Insurance companies automatically upload new documents to the app, ensuring our customers always have the most up-to-date information – without having to sort through letters or sift through files. Artificial intelligence automatically compares contracts with the German market annually – completely effortless for the customer.
I'm sure I can help you. I look forward to hearing from you!
The concept
Your free plan for your financial journey. Overview of our concept process.
Introductory meeting
In our initial conversation, we'll get to know each other in a relaxed setting and see if we're a good fit. I'll explain my services and our advantages, and we'll get a clear picture of your current situation.
Breakdown of your goals
We'll discuss where you want to go in life and what you want to achieve. We'll focus on short-term (<5 years), medium-term (5-15 years), and long-term goals (>15 years).
Concept work
This is where my real work begins. Behind the scenes, I develop a concept tailored specifically to you. I take your current situation into account, address your goals, and select the best products from all relevant providers on the market.
Presentation of the concept and consultation
In our second meeting, I'll present you with your personalized financial plan to help you achieve your goals. This is where genuine knowledge transfer takes place. It's important to me that you understand why I'm recommending certain things and that the plan makes sense to you.
Summary via email
I'll send you a brief summary of the complete financial concept via email. This will give you the opportunity to review my recommendations and sleep on it before deciding.
Q&A and start of collaboration
In our third meeting, we'll answer all your questions and clarify any remaining uncertainties, if necessary. Only when all your questions are answered and you have a good feeling about it will we begin implementing your concept together.
Welcome to Badent & Klemm Consulting
You did it! Your financial path is written. It includes YOUR personal goals, which we will achieve together with your individual plan. We will continue to work closely together to make changes easy and effortless for you.