Our initial information

1. Person obligated to provide information – your insurance intermediary

Philipp Badent
Market Square 9
69469 Weinheim

Jannis Klemm
Market Square 9
69469 Weinheim

Telephone: +49 (0) 176 20926838 / +49 (0) 151 46437182
Email: info@bk-consulting.com

2. Status of the person required to provide information under the Trade Regulation Act, notification and registration

The person subject to the obligation to provide information is registered as an insurance broker with a license pursuant to Section 34d Paragraph 1 of the Trade Regulation Act with the competent authority, the Chamber of Industry and Commerce, and is registered in the intermediary register under the registration number D-2GYV-LQJUM-96.

3. Consultation and remuneration

As part of the brokerage process, the agent provides advice in accordance with legal requirements and receives a commission and, if applicable, a service fee from the product provider for successfully brokering an insurance contract. The agent also receives other remuneration. This is already included in the insurance premium and therefore does not need to be paid separately by the customer. Alternatively, the agent may agree with the customer on a combination of commission and a fee, or a fee only. In this case, the fee is payable separately by the customer. This depends on the customer's wishes and needs, as well as the insurance products that may be brokered.

4. Joint registration office pursuant to Section 11a Paragraph 1 and Section 34d of the Trade Regulation Act

DIHK | German Association of Chambers of Industry and Commerce Breite Straße 29, 10178 Berlin Telephone: (0 180) 60 05 85 0 (Landline rate 0.20 EUR / call; mobile rates maximum 0.60 EUR / call) E-mail: vr@dihk.de www.vermittlerregister.info

5. Holdings of or in the entity subject to the disclosure requirement

The entity subject to the disclosure requirement does not hold any direct or indirect interest exceeding 10 percent of the voting rights or capital of any insurance undertaking. No insurance undertaking or parent company of an insurance undertaking holds any direct or indirect interest exceeding 10 percent of the voting rights or capital of the entity subject to the disclosure requirement.

6. Arbitration bodies for disputes between the person obligated to provide information and policyholders

Insurance Ombudsman Association, P.O. Box 08 06 32, 10006 Berlin

Ombudsman for private health and long-term care insurance, P.O. Box 06 02 22, 10052 Berlin

Additional information: Treatment of complaints pursuant to Section 17 Paragraph 2 No. 5 of the Insurance Mediation Ordinance

Should you ever be dissatisfied with the services provided by the party subject to the duty to provide information, you can submit complaints to the party subject to the duty to provide information at any time using the contact details provided above. The procedure for handling your complaint stipulates that, upon receipt, your intermediary will review it internally and send you a response.